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Capital One is opening its fifth and largest lounge on June 19th at New York John F Kennedy International Airport (JFK). This flagship lounge will measure 13,500 square feet and offer a food and beverage program that highlights NYC artisanal food makers and restaurants.
The lounge will be open 24 hours a day, seven days a week after an initial warm-up period. During the first few weeks hours will run from 9:00 AM to 9:00 PM. This changes on July 3rd when the hours extend to 6:00 AM to 11:00 PM. After July 17th, the lounge will be open 24 hours a day. It’s located in Terminal 4, which is home to Delta Air Lines, Emirates, Etihad, KLM, LATAM, Singapore, Virgin Atlantic, WesJet, and several other international carriers. This terminal also houses Delta’s spectacular Delta One® Lounge (review here), the Chase Sapphire Lounge by The Club (review here), and the Centurion® Lounge by American Express.
The lounge is divided into several areas for working, relaxing, and dining. After checking in, you’ll find an espresso bar called “The Bodega.” It offers made-to-order coffee using locally roasted beans from Bean & Bean Coffee Roaster. You’ll also find hand-rolled bagels (made on site) from Ess-a-Bagel here. The grab-and-go section that Capital One pioneered in its lounges (and has since been copied by Delta and United) is nearby. It will offer egg sandwiches, wraps, salads, snacks, and pastries. A Central Park-inspired dining room, a cheesemonger (Murray’s Cheese, who I love) offering tastings, a bar with a Manhattan feel and NYC-themed cocktails as well as local beers, a shower suite, private restrooms, high-speed Wi-Fi, and more than 40 original works of art by New York-based artists round out the amenities and decor.
Access to Capital One Lounges is granted to the following customers at complimentary and discounted rates:
- Capital One Venture X Rewards Credit Card (and any authorized users) enjoy unlimited complimentary access, plus complimentary entry for two guests (entry costs $45 for each additional guest).
- Capital One Venture X Business primary cardholders enjoy unlimited complimentary access, plus complimentary entry for two guests for Lounges and one guest for Landings (entry costs $45 for each additional guest).
- Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business cardholders no longer receive complimentary access as of January 1st.
- All other Capital One cardholders and non-cardholders can pay $90 per visit.
- Kids under the age of two, accompanied by eligible cardholders, receive complimentary entrance.
- A boarding pass for a departing or connecting, same-day flight, up to three hours before their departure time is required for entry.
Starting in February 2026, Venture X Rewards Credit Card and Venture X Business cardholders will need to spend $75,000 annually to gain free guest access. If this threshold is not met, the above rates apply per guest. Authorized users can gain access for an additional $125 annual fee.
Anthony’s Take: This lounge looks amazing. Terminal 4 at JFK is the place to lounge hop and I can’t wait to check this one out. Airlines and credit card issuers are upping their lounge game significantly.
(Image Credits: Capital One.)
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Advertiser & Editorial Disclosure: The Bulkhead Seat earns an affiliate commission for anyone approved through the links above This compensation may impact how and where links appear on this site. We work to provide the best publicly available offers to our readers. We frequently update them, but this site does not include all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.